What Business Interruption Insurance Actually Covers (and What It Doesn’t)
Business interruption insurance is one of the most talked-about coverages among business owners in New York — and one of the most misunderstood. Most assume that any day they can’t operate automatically triggers this protection. The reality is more specific: what determines whether the coverage responds isn’t that the business closed, but exactly what caused […]
What This Year’s El Niño Forecasts Mean for Your Business
For many business owners, checking the weather is something you do on your way out the door, not something that has anything to do with your insurance. This year, that’s starting to change. For months now, forecasting centers — from NOAA here in the U.S. to the World Meteorological Organization — have been talking about […]