The Rise of Coastal Areas Insurance: A Direct Effect of Climate Change?
Global warming and climate change have been responsible for the increase in insurance premiums in coastal areas due to the increase in the frequency and intensity of extreme weather events, such as hurricanes, storms, floods, and droughts. This has resulted in large losses and claims for insurance and reinsurance companies, which has led to an […]
COVID-19 and the future: Are we prepared for the next pandemic?
The COVID-19 pandemic is a historic event that has affected millions of people worldwide. Caused by the SARS-CoV-2 virus, symptoms can range from mild to severe. It spread rapidly worldwide and preventive measures such as social distancing, wearing masks and practicing good personal hygiene were implemented to combat its spread. Several vaccines have been developed […]
Exclusions for firearms in your commercial insurance: Are you covered in the event of violent incidents in your business?
It’s important for business owners to understand the exclusions related to firearms in their commercial insurance policies. This coverage may be limited or even completely excluded in the event of violent incidents involving firearms. Imagine a scenario where a fight breaks out in your business and ends in a shooting. In such a case, you […]