President Joe Biden has declared a state of emergency in Vermont and ordered federal assistance to complement state and local response efforts due to the emergency conditions in areas affected by flooding that began on July 9, 2023, and continue. The President’s action authorizes the Department of Homeland Security and the Federal Emergency Management Agency to coordinate all disaster relief efforts with the purpose of alleviating the hardships and suffering caused by the emergency on the local population and providing appropriate assistance for required emergency measures.
Flooding has wreaked havoc in Vermont, affecting communities and properties, prompting President Biden to take swift action in providing additional support and resources to the affected region. The federal response aims to bring relief and aid to those affected, facilitating the recovery and rebuilding of areas impacted by the floods.
What is the cause of these floods?
Excessive rainfall caused historic flooding in various areas of Vermont. Photos from across the state showed rivers rising to near-record levels, roads washed away, and cars almost completely submerged. Intense storms that inundated the Northeastern United States turned streets into rivers, necessitating evacuations and leading authorities in Montpelier, the capital of Vermont, to close down the city center. The catastrophic floods that hit the Vermont community have drawn comparisons to Hurricane Irene in 2011.
The role of insurance in floods.
The recent emergency declaration in Vermont due to the devastating floods has highlighted the importance of having adequate insurance to protect against the effects of natural disasters. Flood insurance plays a vital role in providing financial assistance and support to those affected by adverse weather conditions, enabling them to rebuild and recover more effectively.
Flood Protection.
Flood insurance is a specific coverage that provides financial protection in the event of damage caused by flooding. Unlike standard homeowners’ insurance policies, which generally do not cover flood damage, flood insurance is designed to cover the costs of repairing and rebuilding properties affected by floods.
It is essential to note that many high-risk flood areas, including some regions in Vermont, may require homeowners to have flood insurance as part of their mortgage loans. However, even if it is not a requirement, having this coverage is a prudent measure to protect against the unforeseen costs of flood damage.
The Importance of Being Prepared.
In emergency situations, having an experienced insurance advisor by your side can make a difference between a quick recovery and facing financial difficulties. At Rondon Brokerage, we understand that each individual and property has unique needs. Our team is ready to listen to you and offer you the best insurance options.
With an experienced insurance advisor by your side, you can understand the advantages of obtaining flood insurance, as well as other relevant coverages. Our priority is to protect your assets and provide you with peace of mind in the face of any natural disaster.
Contact us today to get the protection you need and deserve!
